MoneyFiks
For hardworking employees

You work hard. So why is your pay gone before the next payday?

MoneyFiks shows you where every hard-earned peso goes, how much to save on payday, and what your money looks like in 3, 6 and 12 months.

"I have no savings. This is one more expense."

That is why the core is free. Build your payday plan, see your savings number and track your spending for nothing. Upgrade only when you want the extra tools.

  • List your money in 5 minutesBills, groceries, habits and subscriptions.
  • One number to save on paydayNo spreadsheets. No guessing.
  • 3 honest predictionsWorst, better and best, with the math shown.

MoneyFiks is a budgeting helper. It is not a bank and does not hold your money. It is not financial advice.

Start free today

Free plan. No card needed.

What you get

Start free. Grow when you are ready.

The free plan already shows you where your money goes and how much to save. Premium adds the tools that help you get out of debt and plan your exit.

Free
₱0 forever

Everything you need to fix your payday.

  • Payday plannerBills, groceries, fresh market, water, allowance, habits and subscriptions.
  • Your savings numberOne clear amount to set aside every payday.
  • 3 honest predictionsWorst, better and best, with the math shown.
  • Suggestions that fit youWhat to cut first, ranked by priority.
  • Spending, savings and bills trackersSee where your money really went.
  • Daily habits checklistSmall money habits you can finish today.
  • Starter videos and audioShort money lessons and motivation to get you going.
  • Class 1, free articles and a daily verseLearn the basics and stay encouraged.
Your first plan in 3 steps
  1. 1Tap your bills, groceries and habits, and type the amounts.
  2. 2Get one clear number to save on payday.
  3. 3See where your money will be in 3, 6 and 12 months.

Free forever. No card needed. Only you can see your numbers.

You can upgrade anytime from inside the app.

For people who want out Premium
Less than ₱5 a day

Billed ₱129 a month. Cancel anytime.

  • Everything in Free, plus:
  • Resign-ready planHow much safety money you need to leave your job, and the month you will have it.
  • Business plannerFor the day you build your own, as a side hustle or full time. Get an estimate of the money you need to start, steps to follow, and a tracker for your progress.
  • Roadmap and vision boardShort, middle and long term goals with pictures of what you are working for, linked to your payday plan. Coming soon.
  • Bills calendar and remindersEvery due date in one place, with a reminder 3 days before.
  • Debt planner and payoff trackerList your loans and cards, set due dates, and watch them go to zero.
  • Downloadable shopping listYour grocery and fresh market list by priority, with a price buffer.
  • All 101 classesEvery reading and quiz, with your progress saved.
  • Medical and beauty plannerPlan braces, eye care, skin or hair treatments without debt.
  • All videos and audioThe full library of money lessons, motivation and prayers, with no monthly limit.
Coming soon to Premium
Skill finderGoal wallpapersAI money advice

If your plan finds just one small money leak, Premium pays for itself.

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Free forever. No card needed. Takes about 5 minutes.

Be honest with yourself

MoneyFiks is not for everyone.

It is built for employees who work hard, want out of the paycheck-to-paycheck cycle, and are ready to follow a plan.

This is for you if

  • You work hard, but your pay is gone before the next payday.
  • You want to save, but you never know how much.
  • You dream of leaving your job, but you have no safety money yet.
  • You are open to a simple plan and honest guidance.

This is not for you if

  • You will not invest a little to save time and money, and to make money.
  • You already know everything and do not want guidance.
  • You want a get-rich-quick trick. MoneyFiks is a plan, not a shortcut.

Free forever. No card needed. Takes about 5 minutes.

Your questions, answered

"But what if..."

"Why pay to learn how to save?"

Because guessing costs more. Your first plan shows exactly where your money leaks. If one small cut covers the price, Premium paid for itself. Start free and see your number first.

"There are free apps and Google Sheets."

Those only record what you spent. MoneyFiks tells you what to do next: how much to save on payday, what to cut first, and where your money will be in 3, 6 and 12 months.

"I have no savings. This is one more expense."

That is why the core is free. Build your payday plan, see your savings number and track your spending for nothing. Upgrade only when you want the extra tools.

"Is my money information safe?"

Only you can see your numbers. MoneyFiks never asks for your bank login to build your plan. It is not a bank and never holds your money.

"I am not good with finance."

You do not need to be. Tap your bills, type the amounts, and you are done. Plain words, no jargon. It takes about 5 minutes.

Free forever. No card needed. Takes about 5 minutes.

Your next payday can be different.

Five minutes today gives you a plan for every payday after this one.

Free forever. No card needed. Takes about 5 minutes.